Installment Loans

What are Installment Loans?

Installment loans are personal loans that you repay over time with a set number of scheduled payments. These loans offer larger amounts than traditional payday loans and provide the flexibility of longer repayment terms.

Key Features

Flexible Terms

Choose repayment terms that fit your budget

Larger Amounts

Borrow more than traditional payday loans

Fixed Payments

Predictable monthly payment schedule

Build Credit

Timely payments may help your credit score

Loan Details

  • Loan amounts: $500 to $5,000
  • Repayment terms: 3 to 24 months
  • Fixed interest rates
  • No prepayment penalties
  • Monthly payment schedule

Requirements

  • Must be 18 years or older
  • Valid government-issued ID
  • Proof of steady income
  • Active checking account
  • Valid email and phone number
  • Proof of residence

Benefits of Installment Loans

  • More manageable repayment schedule compared to payday loans
  • Ability to borrow larger amounts for bigger expenses
  • Opportunity to build credit history with regular payments
  • Fixed interest rates for predictable payments
  • No hidden fees or prepayment penalties

How to Apply

  1. Fill out our online application form
  2. Submit required documentation
  3. Review and accept loan terms
  4. Receive funds in your account
  5. Make scheduled monthly payments