Frequently Asked Questions
What is a payday loan?
A payday loan is a short-term, small-dollar loan designed to help cover expenses until your next payday. These loans are typically due on your next pay date.
How much can I borrow?
Loan amounts typically range from $100 to $1,000, depending on your income and state regulations. The specific amount you can borrow will be determined during the application process.
What do I need to apply?
To apply, you typically need:
- Valid government-issued ID
- Proof of regular income
- Active checking account
- Valid email and phone number
How long does the process take?
The online application typically takes less than 5 minutes to complete. If approved, funds can be deposited into your account as soon as the next business day.
How do I repay my loan?
Repayment is typically automated through your checking account on your next pay date. The full amount, including fees, will be withdrawn automatically.
Is my information secure?
Yes, we use industry-standard encryption and security measures to protect your personal and financial information. Your privacy and security are our top priorities.